About Us

Company Overview

Equity Financial Trust Company is a federally regulated trust company that provides alternative residential mortgage solutions. Equity originates mortgages through the mortgage broker channel, and is a member of the Canada Deposit Insurance Corporation (“CDIC”). Our goal is to become Canada’s alternative mortgage lender of choice. We truly believe our current and future success is based on one factor – our people. We are a wholly owned subsidiary of Equity Financial Holdings Inc.

At Equity, we believe in:

Client service

Our firm is organized around your needs. We practice quick response times, offer dedicated relationship managers, online tools, etc. We employ innovative solutions that are customized to your business and regulatory requirements.

Experience and skills

We have an experienced team that understands your needs and is able to work alongside you to accomplish what needs to be done. We are able to quickly assess complex situations and to mitigate potential risk.

Commitment to partnership

We understand the value of a strong partnership and are committed to your success . Our goal is to build long-term sustainable relationships with our clients, and grow with them.

Community Caregiving

Lending a helping hand to those in need in our community.

Every year, thousands of people across Toronto rely on food banks. Daily Bread Food Bank is a distrubution hub that provides food and support to almost 200 food programs across Toronto and is the largest provider of food relief in the GTA.

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Our History

Equity Financial Trust Company was founded in 1990 as Equity Transfer Services Inc. to serve the business-to-business stock transfer market.

In 2006, we became a regulated trust company to provide our clients the flexibility to do deals within or outside a Trust structure. In 2011, we received approval from OSFI to issue retail deposits to the public, at which time we began our mortgage operations. In 2013, we sold our legacy stock transfer and corporate trust business to the TMX Group to focus exclusively on the residential mortgage market.

Equity Financial Holdings Inc trades on the Toronto Stock Exchange under the symbol EQI.

Board of Directors


Stephen Griggs 1

Chairman, Equity Financial Holdings Inc., Chief Executive Officer, Smoothwater Capital Corporation

Michael Jones

Chief Executive Officer, Equity Financial Holdings Inc.

Brendan Calder 1

Professor, The Rotman School of Management, University of Toronto and Corporate Director

Peter Friedmann 1,2

Corporate Director

Bradley R. Kipp 1,2,3

Corporate Director

Michèle McCarthy 1,2


William Mulvihill 1,2

Corporate Director

Martin Ouellet 1

Corporate Director

Calvin Younger 1

Senior Vice President, CIBC Commercial Banking

1 Independent Director; 2 Member of the Audit Committee; 3 Chair of the Audit Committee

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